Impact of Non-Interest Income on Bank Efficiency: Evidence from Sri Lanka
References
Aigner, D., Lovell, C. A. K., & Schmidt, P. (1977). Formulation and estimation of stochastic frontier production function models. Journal of Econometrics, 6(1), 21–37. doi:10.1016/0304-4076(77)90052-5
Almazari, A. A. (2014). Impact of Internal Factors on Bank Profitability: Comparative Study between Saudi Arabia and Jordan. Journal of Applied Finance & Banking, 4(1), 125–140.
Altunbas, Y., Evans, L., & Molyneux, P. (2001). Bank Ownership and Efficiency. Journal of Money, Credit and Banking, 33(4), 926. doi:10.2307/2673929
Atellu, A. R. (2016). Determinants of non-interest income in Kenya’s commercial banks. Ghanaian Journal of Economics, 4(1), 98-115.
Bandaranayake, S., & Jayasinghe, P. (2014). Factors influencing the efficiency of commercial banks in sri lanka. Sri Lankan journal of management, 18(1).
Battese, G., & Coelli, T. (1995). A Model for Technical Inefficiency Effects in a Stochastic Frontier Production Function for Panel Data. Journal of Econometrics, 20, 325–332.
Boyd, J. H., & Gertler, M. (1994). Are Banks Dead? or Are the Reports Greatly Exaggerated? Quarterly Review, 18, 2–23.
Chiorazzo, V., Milani, C., & Salvini, F. (2008). Income Diversification and Bank Performance: Evidence from Italian Banks. Springer Science, 33, 181–203. doi:10.1007/s10693-008-0029-4
Clark, J. A., & Siems, T. (2002). X-Efficiency in Banking: Looking beyond the Balance Sheet. Journal of Money, Credit, and Banking, 34(4), 987–1013. doi:10.1353/mcb.2002.0053
Coelli, T. (1996). A guide to DEAP version 2.1: a data envelopment analysis (computer) program. Centre for Efficiency and Productivity Analysis, University of New England, Australia, 96(08), 1-49.
Davis, E. P., & Tuori, K. (1998). Non-interest income in European banks. European Central Bank, Internal Research Document.
Deyoung, R., & Rice, T. (2004). Noninterest Income and Financial Performance at U. S. Commercial Banks. The Financial Review, 39, 101–127.
Doan, A.T., Lin, K., & Doong, S.C., (2017). What drives bank efficiency? The interaction of bank income diversification and ownership. International Review of Economics and Finance. doi: 10.1016/j.iref.2017.07.019
Elsas, R., Hackethal, A., & Holzhäuser, M. (2010). The anatomy of bank diversification. Journal of Banking & Finance, 34(6), 1274-1287.
Farrell, M. J. (1957). The measurement of productive efficiency. Journal of the Royal Statistical Society: Series A (General), 120(3), 253-281.
Fernando, J. R., & Nimal, P. D. (2014). Does risk management affect on bank efficiency? An analysis of Sri Lankan banking sector. International Journal of Management and Sustainability, 3(2), 97-110.
Fries, S., & Taci, A. (2005). Cost efficiency of banks in transition: Evidence from 289 banks in 15 post-communist countries. Journal of Banking & Finance, 29(1), 55–81. doi: 10.1016/j.jbankfin.2004.06.016
Hahm, J. (2008). Determinants and Consequences of Non-Interest Income Diversification of Commercial Banks in OECD Countries. Journal of East Asian Economic Integration, 12(1), 3–32.
Haubrich, J. G., & Young, T. (2019). Trends in the Noninterest Income of Banks. Economic Commentary, 14. doi:10.26509/frbc-ec-201914
Haynes, M., & Thompson, S. (2000). The productivity impact of IT deployment: An empirical evaluation of ATM introduction. Oxford Bulletin of Economics and Statistics, 62(5), 607–619. doi:10.1111/1468-0084.00192
Isik, I., & Hassan, K. M. (2003). Efficiency, Ownership and Market Structure, Corporate Control and Governance in the Turkish Banking Industry. Journal of Business Finance & Accounting, 30(9), 1363–1422.
Kaufman, G. G., & Mote, L. R. (1994). Is Banking a Declining Industry? A Historical Perspective. Federal Reserve Bank of Chicago Economic Perspectives, 18, 2–21.
Lin, J., C., Hu, J., L. & Kang-Liang, S. (2005). The Effect of Electronic Banking on the Cost Efficiency of Commercial Banks: An Empirical Study. International Journal of Management, 22(4), 605.
Lozano-Vivas, A., & Pasiouras, F. (2010). The impact of non-traditional activities on the estimation of bank efficiency: International evidence. Journal of Banking & Finance, 34(7), 1436-1449.
Mailena, L., Shamsudin, M. N., Radam, A., & Mohamed, Z. (2014). Efficiency of rice farms and its determinants: Application of stochastic frontier analysis. Trends in applied sciences research, 9(7), 360.
Manlagñit, M., C., V. (2011). Cost efficiency, determinants, and risk preferences in banking: A case of stochastic frontier analysis in the Philippines. Journal of Asian Economics, 22(1), 23–35. doi: 10.1016/j.asieco.2010.10.001
Maudos, J., Pastor, J. M., Pérez, F., & Quesada, J. (2002). Cost and profit efficiency in European banks. Journal of International Financial Markets, Institutions and Money, 12(1), 33–58. doi:10.1016/S1042-4431(01)00051-8
Mercieca, S., Schaeck, K., & Wolfe, S. (2007). Small European banks: Benefits from diversification? Journal of Banking & Finance, 31 March 2006, 1975–1998. doi: 10.1016/j.jbankfin.2007.01.004
Nguyen, M., Skully, M., & Perera, S. (2012). Market power, revenue diversification and bank stability: Evidence from selected South Asian countries. Journal of International Financial Markets, Institutions & Money, 22(4), 897–912. doi: 10.1016/j.intfin.2012.05.008
Ou, C. S., Hung, S. Y., Yen, D. C., & Liu, F. C. (2009). Impact of ATM intensity on cost efficiency: An empirical evaluation in Taiwan. Information and Management, 46(8),442–447.
Park, B., Park, J., & Chae, J. (2019). Non-interest income and bank performance during the financial crisis. Applied Economics Letters, 15(1), 1–6. doi:10.1080/13504851.2019.1591592
Perera, S., Skully, M., & Wickramanayake, J. (2008). Cost Efficiency in South Asian Banking: The Impact of Bank Size, State Ownership and Stock Exchange Listings. International Review of Finance, 7(1–2), 35–60. doi:10.1111/j.1468-2443.2007. 00067.x
Pilar, P. G., Marta, A. P., & Antonio, A. (2018). Profit efficiency and its determinants in small and medium-sized enterprises in Spain. Business Research Quarterly, 21(4), 238–250. doi: 10.1016/j.brq.2018.08.003
Rogers, K. E. (1998). Nontraditional activities and the efficiency of US commercial banks. Journal of Banking & Finance, 22(22), 467–482.
Sanya, S., & Wolfe, S. (2011). Can Banks in Emerging Economies Benefit from Revenue Diversification? Springer Science, 79–101. doi:10.1007/s10693-010-0098-z
Sathye, S., & Sathye, M. (2017). Do ATMs Increase Technical Efficiency of Banks in a Developing Country? Evidence from Indian Banks. Australian Accounting Review, 27(1), 101–111. doi:10.1111/auar.12110
Shen, Z., Liao, H., & Weyman-Jones, T. (2009). Cost efficiency analysis in banking industries of ten Asian countries and regions. Journal of Chinese Economic and Business Studies, 7(2), 199–218. doi:10.1080/14765280902847734
Stiroh, K. J. (2002). Diversification in banking: Is noninterest income the answer? Journal of money, Credit and Banking, 853-882.
Stiroh, K. J. (2004). Diversification in Banking: Is Noninterest Income the Answer. Journal of Money, Credit and Banking, 36(5), 853–882.
Stiroh, K. J., & Rumble, A. (2006). The dark side of diversification: The case of US financial holding companies. Journal of Banking & Finance, 30, 2131–2161. doi: 10.1016/j.jbankfin.2005.04.030
Sun, L., & Chang, T., P. (2011). A comprehensive analysis of the effects of risk measures on bank efficiency: Evidence from emerging Asian countries. Journal of Banking and Finance, 35(7), 1727–1735.
Thilakaweera, B., Harvie, C., & Arjomandi, A. (2014). Bank ownership and efficiency in post-conflict era: Evidence from Sri Lanka. In I n SITE 2014: Informing Science+ IT Education Conference. 14, 391-407.
Weersainghe, V. E. I. W., & Perera, T. R. (2013). Determinents of Profitability of Commercial Banks in Sri Lanka. International Journal of Arts and Commerce, 2(10), 141–170. Retrieved from www.ijac.org.uk