Wednesday, 28 September 2022
ARTICLE

Factors Affecting Non-Performing Loan in Sri Lanka: A Qualitative Study


References

Angklomkliew, S., George, J., & Packer, F. (2009). Issues and developments in loan loss provisioning: the case of Asia. BIS Quarterly Review.

Auronen , L. (2003). Asymmetric Information: Theory and Applications. Paper presented in the Seminar of Strategy and International Business as Helsinki University of Technology.

Babihuga, R. (2007). Macroeconomic and Financial Soundness Indicators: An empirical investigation. IMF Working Paper, 1-30.

Bogdan, R. C., & Biklen, S. K. (2006). Qualitative Research in Education: An Introduction to Theory and Methods. US: Allyn & Bacon.

Boudriga, A., & et al. (2009). Banking Supervision and Nonperforming Loans: A Cross-Country Analysis. Journal of Financial Economic Policy, 286-318.

CBSL. (2018). Annual Report. Sri Lanka.

CBSL. (n.d.). Website. Retrieved from https://www.cbsl.gov.lk/en/authorized-financial-institutions

Corbin , J., & Strauss , A. (1990). Qualitative Sociology. Grounded Theory Research: Procedures,Canons, and Evaluative Criteria.

Corbin, J., & Strauss, A. (2008). Basics of qualitative research: Techniques and procedures for developing grounded theory (3rd ed.). Sage Publications. Retrieved from https://doi.org/10.4135/9781452230153

Cortavarria, L., & et al. (2000). Loan Review, Provisioning, and Macroeconomic Linkages.

Creswell, J. (2003). Research design: Qualitative, quantitative and mixed methods approaches (2nd ed.). Canada: SAGE Publications.

Creswell, J. (2009). Qualitative, quantitative, and mixed methods approaches (3rd ed.). Thousand Oaks: CA: Sage.

Creswell, J. W. (2006). Qualitative Inquiry and Research Design. SAGE.

Creswell, J. W., & Miller, D. L. (2000). Determining Validity in Qualitative Inquiry. Theory Into Practice , 124-130.

Das, A., & Ghosh, S. (2007). Determinants of Credit Risk in Indian State-owned Banks: An Empirical Investigation.

Ekanayake, E. N., & Azeez, A. (2015). DETERMINANTS OF NON-PERFORMING  LOANS IN LICENSED COMMERCIAL BANKS: EVIDENCE FROM SRI LANKA. Asian Economic and Financial Review, 868-882 .

Espinoza, R. A., & Prasad, A. (2009). Nonperforming Loans in the GCC Banking System and their Macroeconomic Effects. IMF Working Papers , 10-224.

Ewert, S., & Szczesny, A. (2000). Determinants of bank lending performance in Germany. Schmalembach Business Review, 344-362.

Farah, T., & Rahman, S. (2014). A comparative study of Bank and Non Banking Financial Instiutions: A study of Profitability Indicaor. Journal of Banking and Financial Service.

Fofack , H. (2005). Non-performing  loans in sub-Saharan Africa: Causal Analysis and Macroeconomic Implications. World Bank Policy Research Working Paper.

Gunaratne, N., & Wijenayake, A. (2009). Identifying the factors affecting Non-performing  advances on lending officer perspective.

Imtiaz, F., Mahmud, K., & Faisal, S. (2019). The Determinants of Profitability of Non-bank Financial Institutions in Bangladesh. International Journal of Economics and Finance.132.

Karthikasan, S. (2016). AN ANALYSIS OF THE BANK SPECIFIC FACTORS AFFECTING THE NON PERFORMING LOANS IN COMMERCIAL BANKS IN SRi LANKA.

Keeton, W. (1999). Does Faster Loan Growth Lead to Higher Loan Losses? Federal Reserve Bank of Kansas City Economic Review,, 84(2), 57-55.

Keeton, W., & Morris, S. (1987). Why Do Banks Loan losses Differ? Federal Reserve Bank of Kansas City, Economic Review.

Khemraj, T., & Pasha, S. (2009). The determinants of non-performing  loans: an econometric case study of Guyana.

King, N. (2004). Using interviews in qualitative research. In: Essential Guide to Qualitative Methods in Organizational Research. Sage.

Kirushanthi, K. (2015). Determinants of Non-performing  Loan Facility in Commercial Bank Industry, Batticaloa District- Sri Lanka. 4th Annual International Research Conference , (pp. 211-222). Sri Lanka.

Klein, N. (2013). Non-PeDeterminants and Impact on Macroeconomic Performance . IMF Working Paper No. CMC Senior Theses. Retrieved from https://scholarship.claremont.edu/cmc_theses/720/

Krueger, A., & Tornell, A. (1999). The Role of Bank Restructuring in Recovering from Crises: Mexico 1995-98. International Finance and Macroeconomics Program. NBER Working Paper No. 7042.

Kumarasinghe , J. P. (2017). Determinants of Non Performing Loans: Evidence from Sri Lank. International Journal of Management Excellence, 09, p. Volume 9 No.2. Sri Lanka.

Lincoln, Y. S., & Guba, E. G. (1985). Naturalistic Inquiry. Newbury Park: Sage Publications.

Louzis , D., Vouldis , A., & Metaxas, L. (2012). Macroeconomic and bank-specific determinants of non-performing  loans in Greece: A comparative study of mortgage, business and consumer loan portfolios. Journal of Banking & Finance, 1012-1027.

Marco, G., & Fernandz, R. (2008). Risk-Taking Behavior and Ownership in the Banking Industry: The Spanish Evidence. Journal of Economics and Business, 332-354.

Messai, A. S., & Jouini, F. (2008). Micro and Macro Determinants of Non-performing  Loans. International Journal of Economics and Financial Issues, 852-860.

Misra, B. M., & Dhal, S. (2010). Pro-cyclical Management of Banks’ Non-performing  Loans by the Indian Public Sector. BIS.

Mugenda, O. M., & Mugenda, A. G. (1999). Research Methods: Quantitative and Qualitative Approaches. Nairobi.

Rifat, A. M. (2016). An Analytical Study of Determinants of Non-performing  Loans: Evidence from Non-Bank Financial Instituions (NBFIs) of Bangladesh. Business and Technology.

Rifat, A. M. (2017). An Analytical Study of Determinants of Non-performing  Loans: Evidence from Non-Bank Financial Institutions (NBFIs) of Bangladesh . Journal of Business and Technology (Dhaka).

Salas, V., & Sauruna , J. (2002). Credit Risk in Two Institutional Regimes Spanish Commercial and Savings Banks. Journal of Financial Services Research, 43-59.

Saunders, M., Lewis, P., & Thornhill, A. (2009). Research Methods for Business Students. New York.